Mississippi Debt Collection Lawyers
Legal Support for Debt Collection in Mississippi
Debt collection is a legitimate and necessary business activity through which creditors and collectors can take reasonable steps to secure payment from consumers legally bound to pay or repay the money they owe.
Results-Driven Debt Collection at Tannehill Carmean
At Tannehill Carmean, we treat debtors and third parties fairly, respectfully, and courteously. We do not harass or coerce them, treat them unconscionably, or mislead them regarding the nature of their debt, their legal obligations, or any possible outcomes if the debt is not paid. We are aware of the laws surrounding debt collection and maintain strict compliance with federal and state laws.
Experience in Primary and Secondary Collection Actions
Tannehill Carmean has extensive experience collecting various types of pre-charge-off and secondary debt, including consumer/personal loans, credit card debt, payday loans, and installment loans for companies. We have proven expertise in managing primary and secondary collections for our clients. We have experience collecting debt on behalf of the Mississippi Tax County Assessor’s Office and the Mississippi State Tax Commission.
Our Scope of Services
At Tannehill Carmean, our debt collection team offers services in a range of debt collection matters, including but not limited to:
Commercial Debt Collection in Mississippi
Our firm offers commercial debt collection to assist businesses in collecting unpaid invoices and debts. Our goal is to resolve these matters as quickly and effectively as possible, reaching out to the debtor to establish communication. When this has not achieved our goal, we move forward with enforcement strategies, such as wage garnishment, bank levies, and liens, to resolve the matter through a judgment.
We may engage in asset investigations to identify the debtor’s assets, a proven effective strategy for maximizing the amount recovered. Whether it’s a straightforward collection or involves a multi-layered and complex debt situation, we are results-focused and seek a resolution that brings these unpleasant matters to a close and off the books.
Consumer and Personal Loans
Unsecured personal or consumer loans and credit card debt often present challenges for lenders when borrowers default. Without collateral, recovering the debt requires a specialized methodology to achieve a positive outcome. Our approach is professional, respectful, and proven effective with debtors who have fallen behind in their payments.
Support for Lenders: Ethical Debt Recovery in Mississippi
Our debt collection attorneys at Tannehill Carmean work closely with lenders, with actions that comply with lender company policies and state law. Our support includes detailed reports and ongoing transparent communication. We foster long-term partnerships with lenders on consumer debt collection support.
Compliance With Federal Regulations
At Tannehill Carmean, we strictly adhere to Mississippi and federal regulations with the highest legal and ethical standards. We ensure our actions fully comply with the federal Fair Debt Collection Practices Act (FDCPA). We focus on protecting the interests of our clients through our ethical practice. Our assertive debt recovery methods are built on a foundation of legal compliance to protect our clients against legal pitfalls.
Our Process: Professional and Effective Debt Collection in Mississippi
Our collection procedure emphasizes multiple contact attempts to ensure every possible effort is made to contact the debtor. All accounts are worked on daily. Specific call times are allocated for various creditors’ accounts as agreed in the service contract. Our full-time collection staff calls every account in our system one to three times daily. After the initial contact is made, follow-up letters and telephone calls are automatically scheduled to maintain continuity of contact and to ensure that each account is worked with skill to achieve the fullest potential for collection.
The Tannehill Carmean Difference
- Experience: Decades of experience in debt collection and a proven track record of successful debt collection matters throughout Mississippi.
- Customized Collection Strategies: We have developed a process that has proven effective in various debt collection actions.
- Transparent Communication: We provide consistent updates and are always available to speak with our clients about the progress of a collection action.
- Reputation Protection: Our debt collection strategies are effective while protecting the client’s reputation, using respectful communication and negotiation techniques.
- Local Knowledge and National Reach: Our firm offers top-tier debt collection expertise in Mississippi and the resources to manage multi-jurisdictional collection actions.
- Dedicated Client Support: Our debt collection team is a true partner for financial institutions and businesses.
Meet Our Team
Tina Barkley, an experienced debt collector, was hired in November of 2006 to head up the law firm’s debt collection department. When the firm decided to relocate the collections department to the main office, Tina joined the team as Director of Collections.
Tina’s philosophy on debt collection:
“I truly believe that those going through financial difficulties have the right to maintain their dignity. Therefore, I strive to treat others as I would want to be treated.”
If your business needs to recover outstanding debt, contact Tina Barkley for an appointment today.
